When you settle your personal physical injury or sickness lawsuit, we provide a variety of financial options for your settlement funds—which can be chosen individually or combined. With these opportunities, you can regain control of your financial profile. We also help you plan for the future—a Structured Financial Associates consultant can help set up a plan that is tailored to your financial goals. We can even add a Cost of Living Adjustment to increase your payments on a scheduled basis. For legal, tax or investment advice, you should always consult a legal or tax advisor.

Option A: Cash Settlement

Receive a single lump sum of cash tax-free and invest it in taxable financial products.

Option B: Structured Settlements

Settle with a tax-free structured settlement annuity that pays you over time.  

Option C: Trust

Establish a professionally managed trust. This is especially helpful for special or supplemental needs claimants.

Option D: Combination

Select any combination of the first three options. For example, your structured settlement could provide some up-front cash in addition to periodic payments. You may also decide to fund a special needs trust with a structured settlement.

Further Resources

Structured Settlements: The Key to a Successful Financial Strategy

Structured Settlements: Safe, Secure and Highly Regulated    

Structure versus Other Financial Options  

Five Steps to Financial Health After an Accident.