Brian Annandono

Brian Annandono is a Certified Structured Settlement Consultant. He has devoted his entire career to claims resolution and settlement consulting.         

Brian assists plaintiff attorneys, insurance carriers, and self-insured corporations negotiate and settle personal injury and workers’ compensation matters.  During the settlement process, Brian focuses on helping plaintiffs design flexible, comprehensive settlement plans to establish a solid post-settlement financial foundation.  Brian has extensive experience helping clients protect eligibility for governmental benefits and resolving cases that involve the Medicare Secondary Payer statute.

Prior to his work as a settlement consultant, Brian worked for several insurance companies – as a claims handler and claims manager – managing litigation and settling catastrophic injury cases.  

Brian graduated cum laude from Hiram College in Ohio, earning a Bachelor of Arts degree in English.  He received his Certified Structured Settlement Consultant (CSSC) designation from the National Structured Settlements Trade Association at the University of Notre Dame. Brian is an active member of the National Structured Settlements Trade Association and is former co-chair of the association’s Marketing Committee.

Brian is active in several community organizations. He is married and has two daughters. Print Bio

 

Coordinators

 
 
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Bethany Sasanecki
Settlement Coordinator
330.974.0777
bsasanecki@sfainc.com

 
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Hollie Wright
Case Management Specialist
800.638.5830 x 1214 Toll Free
646.524.2736 Phone
404.521.4836 Fax
hwright@sfainc.com

 

Bill Bergs

Bill Bergs is a structured settlement consultant formerly associated with Galaher Settlements and Insurance Services, Inc. He has been engaged in the structured settlement business since 2003 following an insurance claims career that included senior claim officer positions with several prominent insurance carriers and TPA's, including Continental Insurance Company (Vice President), GAB Business Services (President and Chief Operating Officer), and AIG Claims Services, (Executive Vice President).

Bill has published articles relating to the settlement of Disability Insurance claims utilizing annuities and other life insurance products. He currently specializes in the structures of large Worker's Compensation settlements, and all areas of third party liability settlements.

Educational achievements include a Bachelor of Arts degree from Marquette University and a Juris Doctor degree from Northern Illinois University. He currently reside in Naples, FL. Print Bio

 
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Jennifer Blanzy

Jennifer I. Blanzy, MSW, CSW, is a structured settlement specialist for Structured Financial Associates, Inc. with the company's Detroit office.

After earning her Bachelor of Arts degree in psychology from Michigan State University, Ms. Blanzy received her masters in social work from Wayne State University in Detroit. Over a period of ten years, Ms. Blanzy was a counselor / therapist to patients that suffered a personal injury, including substance abusers, the terminally ill, closed head injury patients, quadriplegics, and other catastrophically injured persons. While in this capacity, she developed life care plans and determined future medical needs.  In 1991, she joined Structured Financial Associates, Inc.

Ms. Blanzy is a member of the National Structured Settlements Trade Association, a member of the National Association of Social Workers, and an active member of the Michigan Society of Hospital Risk Managers.

Ms. Blanzy's greatest joy is raising her five children: Nicholas, John, Samuel, Brian and Hannah. Print Bio

 
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Cassie Brewster Barkett

Cassie Brewster Barkett began her insurance career in 2012, bringing with her extensive experience as a trial lawyer. Cassie’s practice consisted of both civil and criminal law, focused primarily on complex civil litigation, including wrongful death, products liability, and personal and catastrophic injury. She discontinued her active practice to raise a family, returning to the courtroom periodically and assisting counsel for various hearings and jury trials. 

From 2005-2011, Cassie served a 6 year Governor appointed term on the Oklahoma Horse Racing Commission, serving as both Secretary and Vice- Chair of the Commission. Additionally, Cassie is active in Tulsa community service, including chairing a myriad of local non-profit fundraisers and serving as President of the Junior League of Tulsa from 2010-2011. 

Cassie holds a Bachelor of Science in Political Science from Texas Christian University and a Juris Doctor, Order of Curule Chair, from the University of Tulsa. Cassie is a member of the National Structured Settlement Trade Association (NSSTA) and Claims and Litigation Management Alliance (CLM). She enjoys spending time with her husband Michael, also a trial lawyer, and three daughters, Zoe, Edee, and Sunny. Print Bio

 
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Ron Carroll

Ronald E. Carroll, ARM, CIH, CSP, CSSC, is a Structured Settlement Specialist and manages the Company’s Winter Park (Orlando), Florida office.  He has over 25 years experience as a structured settlement broker servicing Florida and the Southeast as well as other areas throughout the country.  His specialties include medical malpractice, workers’ compensation and non-physical injury claims.

Ron’s business experience includes working in the aerospace industry, environmental consulting area as well as over 30 years in the insurance and risk management business including over 25 years in structured settlements. He is currently a member of the National Structured Settlements Trade Association (NSSTA).

Ron graduated from the Georgia Institute of Technology (Georgia Tech) with a bachelor’s degree in industrial engineering with post graduate studies at Georgia State University and Memphis State University.  He received his Associate in Risk Management (ARM) from the Insurance Institute of America, his Certified Structured Settlement Consultant (CSSC) from the National Structured Settlement Trade Association in cooperation with the University of Norte Dame Executive Education Progarm, his Certified Industrial Hygienist (CIH) designation from the American Board of Industrial Hygiene and Certified Safety Professional (CSP) from the Board of Certified Safety Professionals. Print Bio

 

Coordinator

Jackie Carroll
Settlement Coordinator
407.599.7550 Phone
jcarroll@sfainc.com

 
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Sheila Carter

Sheila Carter is a Structured Settlement Consultant in Atlanta, Georgia. She has over 35 years of experience in the insurance industry, with over 17 years in structured settlements. Sheila has earned the Life Office Management Association (LOMA) Associate Customer Service designation and takes great pride in providing the best customer service, and work product.

Sheila assists claims managers and attorneys to negotiate and settle their personal injury claims, providing proposals, economic analyses, and life care plan analyses to maximize settlement dollars, as well as helping claimants understand structured settlements and aiding in the designs of plans to best fit their needs. She is involved in settlement meetings and mediations and provides assistance in closing documentation.

Prior to being a Consultant, Sheila was instrumental in transferring SFA's home office operations from Maryland to Georgia, and in the development and management of SFA's Case Management Service Unit, which offers structured settlement administrative services to SFA's Consultants.

Sheila has worked in key structured settlement life markets, including Metropolitan Life and Canada Life, and is a member of the National Structured Settlement Trade Association (NSSTA) and Council for Litigation Management (CLM).

Sheila is happily married to her high school sweetheart and loves spending time with her family. Print bio

 

Coordinator

 
 

Meagen Carter
Settlement Coordinator
770.883.6186 Phone
Mcarter@sfainc.com

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William Easton Jr.

William S. Easton, Jr. is a structured settlement specialist for Structured Financial Associates, Inc.’s Atlanta Office. 

Bill’s business experience includes 21 years as a casualty claims professional in auto general liability and litigation claims for SAFECO, Leader National, Reliance and most recently Fireman’s Fund. At Fireman’s Fund, Bill was regularly a top producer of structured settlements. 

Bill earned a B.S. degree from Duke University and holds the CPCU, ARM, AIM, ARP and Program in Supervisory Management designations. Bill is a member of the National Structured Settlements Trade Association. Bill enjoys playing golf and training in self-defense martial arts in his leisure time and he has an adult son, Will. Print Bio

 
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Rob Elgin

Robert S. Elgin is a structured settlement specialist for Structured Financial Associates, Inc., and manages the Company's Middleburg, Virginia office.

Rob has 15 years of structured settlement and legal services experience including experience in expert testimony in litigation. His professional associations include membership in the American Economic Association and the National Structured Settlement Trade Association.

Rob received his B.A. in economics from Virginia Polytechnical Institute & State University and his M.A. in economics from George Mason University.

Rob is also an accomplished musician and an avid tennis player. Print Bio

 

Coordinator

Michelle Elgin
Settlement Coordinator
540.687.8047 Phone
melgin@sfainc.com

 
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Pauline Fay

Pauline Fay is a Structured Settlement Consultant with the New Mexico office of Structured Financial Associates in Albuquerque. She has spent 30 years in insurance, specializing in structured settlements for the last 16 years. Her areas of expertise are in general liability and workers’ compensation to include Medicare Set-Asides. All documents are prepared in her office, allowing for a quick turnaround.

She began her banking and insurance career in England and continued in those areas after moving to the United States. As a broker she brings a wealth of knowledge and experience to every case, having participated in all parts of the industry; with CNA and Transamerica in their Life Sales Offices; a personal producer selling life and disability products and variable and fixed annuities; Office Manager for Settlement Associates, Inc. and a structured settlement specialist with Brant Hickey & Associates, Inc.

In addition to being licensed in New Mexico Pauline holds licenses in multiple states, holds the LUTCF designation and held Series 6 & 63 licenses as a life and disability producer.

Pauline is a member of the National Structured Settlements Trade Association (NSSTA); a member and sponsor of the New Mexico Workers’ Compensation Association and New Mexico Claims Association. Print Bio

 
 

Coordinator

Allison Lewis
Case Management Specialist
800.638-5890 x 1218 Toll Free
678.287.3395 Phone
678.802.6798 Fax
ALewis@sfainc.com

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William Garmes

William Garmes, CPCU, CSSC, is a structured settlement specialist in Structured Financial Associates, Inc.'s Chicago Office.

Bill has been a structured settlement specialist for 20 years. He also has 15 years claims experience as a claims professional for Home, Hanover and Liberty Mutual Insurance Companies.

Bill's experience as a structured settlement specialist includes General Liability, Products, Medical Malpractice, Wrongful Death, Auto and Workers Compensation on a national basis.

Bill earned a B.A. degree from the University of Illinois in 1974 and his CPCU and Certified Structured Settlement Consultant (CSSC) designations in 1990 and 1994 respectively. Bill is also a member of the National Structured Settlement Trade Association.

Bill and his wife, Lisa O'Brien, have four children. Bill enjoys racquetball, golf, basketball and water skiing. Print Bio

 
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Justin Giorgetti

Justin Giorgetti is a Settlement Specialist located in Long Island, New York, which is headed by Raymond Giorgetti. Justin has been with SFA since February of 2005 and has worked on more than 1,000 Structured Settlements.  Most notably, Justin was instrumental in putting together complex structured settlement plans on over 100 E-coli outbreak cases that were settled in 2007 & 2008.

Under Raymond Giorgetti’s tutelage Justin has been trained in the damage analysis skills that were more prevalent in the early years of the Structured Settlement industry; 50B analysis, needs analysis and critical analysis of life care plans and economist reports.  Justin can also assist with Kaiser Apportionments on NY death cases.  He has attended countless mediations, settlement conferences, court conferences and trials during his career.   

Justin is a graduate of Hofstra University and he is a member of the National Structured Settlement Trade Association (NSSTA). 

Justin was a chef at Barolo in Melville NY and still enjoys cooking as a hobby.  He is also an avid sports fan and follows all of NY’s major sports teams, especially the Knicks and the Yankees.

In December of 2008, Justin married his beautiful wife Alisa.  They are the proud parents of Michael Giorgetti, born 5/6/2010. Print Bio

 

Coordinator

 
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Reese Vinch
Consultant Services Manager
800.638.5890 x 1208 Toll Free
678.335.9042 Phone
404.506.9749 Fax
rvinch@sfainc.com

 

 
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Raymond Giorgetti

Raymond Giorgetti is the proprietor of Structured Financial Associate's (SFA) New York-Long Island operation and sits on the SFA's Board of Directors.

Prior to his entry into the structured settlements field in 1985, Ray held liability claims positions with several major insurers (including Royal Globe Insurance Company - Home Office Claims, and Home Insurance Company - Excess Claims).

Ray's career-long focus has been the analysis and negotiation of future damage claims, including claims to which CPLR Article 50A or Article 50B apply.

Justin Giorgetti joined the New York-Long Island operation in 2005. With 45 years of combined experience, "Team Giorgetti" has produced over 3,000 structured settlements, many of them involving complex damages issues with high exposures. The type of cases run the gamut from Medical Malpractice cases, NY Labor Law Liability cases, Worker's Compensation cases, Jones Act cases, Automobile and General Liability claims. Notably, Justin and Ray worked with Fireman's Fund and AIG on a National E.coli outbreak involving over 100 claims. Settlement of all claims (many of which were structured) was accomplished through a series of mediations around the country over a two-year period.

Ray is a member of CLM and The National Structured Settlements Trade Association. He received his B.A. from Herbert H. Lehman College of the City University of New York. Ray and his wife Nickie have been married since 1974 and have two children and two grandchildren (and are hoping for more). Print Bio 

 

Coordinator

 
 
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Reese Vinch
Consultant Services Manager
800.638.5890 x 1208
678.335.9042 Phone
404.506.9749 Fax
rvinch@sfainc.com

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Rachel Grant-Harrop

Rachel Grant, CSSC, owner of Grant Settlements, LLC, brings 25 years of experience in the structured settlement business, having participated in the resolution of thousands of claims and litigation cases. She specializes in resolution of high-exposure medical malpractice claims, personal injury, products liability, transportation, general liability, and workers’ compensation claims in multiple jurisdictions. She also has extensive experience in workers’ compensation claims, including those that require Medicare Set-Aside Trusts.

A licensed life and health insurance agent, participating in mediations and settlement conferences throughout the country, she also serves on SFA’s Marketing Committee and as its Director of Communication. She is an active member of many industry organizations, such as Michigan Society of Healthcare Risk Management, where she serves as its Treasurer, the American Society of Healthcare Risk Management, the Council on Litigation Management and The National Structured Settlements Trade Association.

She has a Bachelor of Science in Business Management from the University of Phoenix and her Certified Structured Settlement Consultant (CSSC) from the Mendoza School of Business at the University of Notre Dame. Print Bio

 
 

Coordinator

 
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Reese Vinch
Consultant Services Manager
800.638.5830 x 1208 Toll Free
678.335.9042 Phone
404.506.9749 Fax
rvinch@sfainc.com


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Byron Hays

Byron R. Hays, is a structured settlement specialist for Structured Financial Associates, Inc. and manages the Company’s Atlanta office. 

Byron has 13 years of claims experience and 26 years experience in the structured settlement industry. He is a current member of the Atlanta Claims Association, the Aviation Insurance Association, the Trucking Insurance Defense Association (TIDA), and National Structured Settlement Trade Association. Byron received his B.B.A. from West Georgia College and his J.D. from John Marshall Law School. 

Byron is married with a son and is active as a Boy Scout Leader who enjoys backpacking and camping. Print Bio

 

Coordinator

 
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Hollie Wright
Case Management Specialist
800.638.5830 x 1214 Toll Free
646.524.2736 Phone
404.521.4836 Fax
hwright@sfainc.com

 
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Michael Henwood

Michael Henwood, CSSC, is a Structured Settlement Consultant working in the New York office in Manhattan. He specializes in the areas of medical malpractice, general liability, transportation and marine.

His responsibilities include developing settlement annuity plans and presenting them at mediations, arbitrations and settlement negotiations. Michael applies his structured settlement experience to each case, and develops comprehensive settlement plans for claimants. He is able to provide educational information and answer questions claimants and their attorneys may have about structured settlements. He analyzes life care plans and vocational rehabilitation reports and projects future loss of earnings and lifetime medical awards and judgments, as well as handles all necessary functions in finalizing settlement documents. His responsibilities extend to developing new clients on using structured settlements to resolve personal injury, wrongful death and workers' compensation cases.

Other experiences include 16 years in sales, marketing and risk management positions with two major cruise lines.

He is a member of the National Structured Settlement Trade Association. Print Bio

 

Coordinator

 
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Robin Sutliff
Case Management Specialist
800.638.5830 x 1222 Toll Free
678.335.9055 Phone
214.571.8128 Cell Phone
972.517.4500 Fax
rsutliff@sfainc.com

 
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Kyle Hording

Kyle Hording, J.D., CSSC, is a structured settlement specialist for Structured Financial Associates, Inc. (SFA), and manages the Company’s Southern California region.

With over 37 years experience in the structured settlement industry, Kyle is regarded as an expert on the use of qualified structured settlements for medical malpractice claims. Kyle specializes in providing detailed economic analysis of life care plans and other claimant loss reports. In the non-qualified arena, Kyle has become a leading industry expert on using tax-deferred structured settlements to resolve employment and business litigation cases.

Kyle received her B.A. from University of Redlands and her law degree from University of La Verne. She earned her Certified Structured Settlement Consultant (CSSC) designation at the first class offered by the National Structured Settlement Trade Association in cooperation with the University of Notre Dame’s Executive Education Department. She also holds life, health and disability licenses in multiple states.

An active member of the industry, Kyle is a past president of National Structured Settlement Trade Association (NSSTA) and served on their Board of Directors for five years. She is also a member of the American Bar Association, the State Bar of California and the Los Angeles County Bar Association. Print Bio

 

Coordinators

Lars Hording
Settlement Coordinator
626.584.8550 Phone
lhording@sfainc.com

Michael Hording
Settlement Coordinator
626.584.8550 Phone
mhording@sfainc.com

 
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Karen Ingle

Karen Ingle joins SFA in the Denver, Colorado, area. Karen has many years’ experience in the life market, specializing in individual and small group benefits. She partners with Strategic Medicare Solutions, assisting adjusters and claimants navigate the CMS process and resolve claims. Ms. Ingle hold an Associate of Arts and Sciences from Bellevue Community College. She is a Notary Public, a member of the International Accounts Payable Professionals Association, and has earned the Certified Accounts Payable Associate (CAPA) designation.

Karen lives in Colorado with her husband of 31 years, Don. They have a daughter and granddaughter enjoy the beautiful Colorado outdoors, and exploring wineries. Print Bio

Coordinator

 
 
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Reese Vinch
Consultant Services Manager
800.638.5890 x 1208 Toll Free
678.335.9042 Phone
404.506.9749 Fax
rvinch@sfainc.com

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 Erin K. Jesberger

Erin Jesberger has joined SFA’s Dallas team, bringing 12 years of insurance and financial industry experience. Erin worked as Senior Case Manager for Liberty Mutual Commercial Markets for 8 years prior and as Corporate Insurance Property & Casualty Risk Manager for Goldman Sachs for four years.

After graduating from the University of Wisconsin-Madison, Erin served our country via AmeriCorps*NCCC. She received a Congressional Award for 1900+ hours of volunteerism and continues to practice service in her personal life as a Court Appointed Special Advocate (CASA) for foster children and sits on the Board of Directors for Dallas CASA. She also chaired the 2018 Dallas CASA Luncheon and is a Junior League of Dallas Project Chair. Print Bio

 

Coordinator

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Robin Sutliff
Case Management Specialist
800.638.5890 x 1222 Toll Free
678.335.9055 Phone
972.517.4500 Fax
rsutliff@sfainc.com

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Michael Kelly

Michael P. Kelly, CLU, ChFC, MA in Economics, is a founding member of Structured Financial Associates, Inc. and manages the company’s Denver office.

Mike has over 30 years structured settlement experience and seven years experience in life underwriting. He is a member of the Denver Claims Associations, National Association of Insurance and Financial Advisors, The Society of Financial Service Professionals and the National Structured Settlement Trade Association (NSSTA).

Mike specializes in providing negotiation and litigation support.  His economic specialty was Forensic Economics.  While no longer practicing, he uses that experience to assist his clients by providing a Forensic Economic approach to file review, analysis and settlement negotiations.

Mike did his undergraduate work at the University of Kansas and his CLU and ChFC designations from the American College, and received his M.A. in Economics in 1996 from the University of Colorado.

Mike and his wife, Dr. Dorothy Wysaski, are actively involved in their parish, several charities and show their Bulldogs competitively in national performance dog events. Mike plays senior baseball and is the head coach of a high school baseball team. Mike and Dorothy proudly spend time with their two adult sons and their families.  Michael Jr.is a pharmacist, and Collin, a Project Manager, Analytic Data Development and Delivery for an international hotel chain. Print Bio

 

Coordinator

 
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Reese Vinch
Consultant Services Manager
800.638-5890 x 1208 Toll Free
678.335.9042 Phone
404.506.9749 Fax
rvinch@sfainc.com

 
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Heather Killebrew

Heather Killebrew began her insurance Career as the dedicated account representative for commercial national accounts, handling high exposure claims across the country. In 1999, Heather answered her calling to assist both sides of the resolution process through structured settlements.

Heather has experience in the structuring many types of claims, including medical malpractice, negligence, product liability, aviation, molestation, professional negligence and attorney fees. In addition, she frequently conducts training seminars and travels extensively to meet with and guide plaintiff and their families through the structured settlement process. Heather has also participated in high profile cases, including the 9/11 claims and the Pan Am/Lockerbie crash.

Heather holds a BA from the University of Colorado, Boulder, and is a member of the National Structured Settlement Trade Association (NSSTA). In her free time, she enjoys skiing with her little boy, floating on her SUP, and facilitates a breast cancer support group. Print Bio

 

Coordinator

 
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Robin Sutliff
Case Management Specialist
800.638-5890 x 1222 Toll Free
678.335.9055 Phone
214.571.8128 Cell Phone
972.517-4500 Fax
rsutliff@sfainc.com

 
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Walter Kimes

Walter L. Kimes, CLU, CSSC, is a structured settlement specialist for Structured Financial Associates, Inc., and manages the Company’s Phoenix Office.

Walt has over 41 years of life underwriting and financial planning experience, including 32 years in structured settlements.  In addition, he worked 8 years in casualty claims. He is a member of the American Society of Chartered Life Underwriters and National Structured Settlements Trade Association.

Walt received his B.A. from the University of California at Berkeley, his CLU designation from American College, became a NASD (Finra) Registered Representative in 1972 and earned his Certified Structured Settlement Consultant (CSSC) designation from the National Structured Settlement Trade Association in cooperation with the University of Notre Dame's Executive Education Program.

Walt is a member of the board of directors of the American Quarter Horse Association.Walt and his wife of 45 years, Peggy, have two children; daughter Deborah, who is a print management account representative, and son Matt, a structured settlement specialist in the SFA Scottsdale Office. Print Bio

 
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Anna Koehler

Anna Koehler has worked as a structured settlement broker with Structured Financial Associates, Inc. since October, 2012. She partners with her father, Peter Koehler, who has been writing structured settlements since 1982. Together, they have extensive experience as consultants in personal injury litigation specializing in catastrophic injuries that require a thorough medical underwriting process and tailored designs of settlement annuities. They also specialize in non-qualified structured settlements which include: installment sales, divorces and environmental cleanups. 

Anna began her career in structured settlements in 2005 with Allstate Financial’s Structured Settlement department. While with Allstate structured settlements, Anna managed claim and document reviews. She has also worked on Allstate’s sales team where she was a wholesaler of life and annuity products to Allstate agents and financial advisors.

Anna currently resides in St. Charles, Illinois, with her husband, Dan, and daughter, Emma. Anna graduated from the University of Iowa in 1999 with a Bachelors of Science in Geosciences. Print Bio

 

Coordinators

 
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Emily Clark
Settlement Coordinator
630.584.8484 Phone
eclark@sfainc.com

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Hollie Wright
Case Management Specialist
800.638.5830 x 1214 Toll Free
646.524.2736 Phone
404.521.4836 Fax
hwright@sfainc.com

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Peter Koehler

Peter V. Koehler joined Structured Financial Associates, Inc. as a Structured Settlement Consultant managing the St. Charles, Illinois office in 2004. 

Peter has been in the structured settlement industry since 1982 and began his career in life insurance and tax planning with the Phoenix Mutual Life Insurance Company in 1976. He and his father, Vincent W. Koehler, later formed the life insurance brokerage firm Koehler, Koehler & Associates. Peter’s success in estate tax planning and annuities allowed him the opportunity to enter the structured settlement arena with various Midwest casualty insurers and the eventual opening of the Chicago office of Settlement Associates & Insurance Services in 1986.

Peter has extensive experience across the country as a consultant in personal injury litigation specializing in catastrophic injuries that require a thorough medical underwriting process, tailored designs of settlement annuities, and attendance at mediations. Peter has strong relationships with traditional casualty clients and non-traditional clients such as Third-Party Administrator’s serving municipalities and self-insured entities.

Peter's daughter, Anna, recently joined him in the SFA St. Charles office as a Structured Settlement Consultant.

Peter attended Southern Illinois University in Carbondale, Illinois. Print Bio

 

Coordinators

 
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Emily Clark
Settlement Coordinator
630.584.8484 Phone
eclark@sfainc.com

 
 
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Hollie Wright
Case Management Specialist
800.638.5830 x 1214 Toll Free
646.524.2736 Phone
404.521.4836 Fax
hwright@sfainc.com

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Colleen Kreft

Colleen Kreft is a Structured Settlement Consultant in the company’s Denver office since 2002. She assists clients with General Liability, Medical Malpractice, Wrongful Death, Auto and Commercial Lines and Workers' Compensation in the Rocky Mountain Region as well as Nebraska, Kansas, New Mexico and Arizona.

Colleen designs customized settlement proposals to meet the financial needs of annuitants and attends settlement conferences and mediations. In addition, she provides file reviews, participates in round table discussions, conducts training seminars and works with clients to ensure settlement documents meet acceptable guidelines.

Colleen is a member of the National Structured Settlement Trade Association (NSSTA), Colorado Healthcare Associated Risk Managers (CHARM), the International Association of Insurance Professionals and is past President of the Denver Association of Insurance Professionals.  Print Bio

 
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David Latz

About David M. Latz, CSSC - David Latz has been in the insurance industry for 31 years and in the structured settlement specialization area for over 20 years. In the area of Insurance Claims Handling he has served as a Multi-Line Adjuster, Claims Supervisor, Claims Manager, and Home Office Senior Claims Analyst. His areas of expertise include Liability, Worker's Compensation, Environmental and Mass Tort, and Medical Malpractice. He has served as a Home Office Claims Educator and Claims Auditor. Mr. Latz has his Bachelor of Science (BS) from Southern Illinois University and Certified Structured Settlement Consultant (CSSC) designation from the University of Notre Dame. He is licensed in life, health, property and casualty in multiple states and his a member of the National Structured Settlement Trade Association. Print Bio

 

Coordinator

 
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Elizabeth Bass
Case Management Specialist
800.638.5890 x 1213 Toll Free
678.287.3394 Phone
404.420.2064 Fax
ebass@sfainc.com

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Nicole Mayer

Nicole Mayer has always had a desire to educate others. Her passion for education and finance combined made her realize the financial services model in the United States is broken. She takes a holistic approach when advising clients facing life transitions. Her primary aim is to cultivate client relationships by identifying their individual goals and concerns and educating them based on the details specific to each unique situation. 

With an unyielding commitment to guiding clients by clarifying and prioritizing their objectives, Nicole aims to provide high quality, personalized independent advice in helping her clients structure their settlement. Her goal when meeting with clients is to go beyond their finances and help them find their true wealth and life purpose and help them navigate that journey. 

A graduate of DePaul University with a degree in Finance and Marketing, an accredited investment fiduciary (AIF) and a certified divorce financial analyst CDFA™, Nicole has been nationally recognized for her knowledge and commitment and has been featured as a financial specialist in Fox Business News, WGN Channel 9 News, USA Today, Home and Family Finance Radio and Info Trak Radio. She resides right outside of Chicago with her son. Print Bio

 

Coordinator

 
 
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Elizabeth Bass
Case Management Specialist
800.638.5890 x 1213 Toll Free
678.287.3394 Phone
404.420.2064 Fax
ebass@sfainc.com

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Mahari McTier

Mahari McTier, has been in the financial services industry for more than 15 years, servicing clients in the public sector as an Investment Banker, and in the private sector as a Financial Advisor and Structured Settlement Consultant with Galaher Settlements.

Prior to working in the financial services industry, Mahari worked as a committee assistant in the Alabama House of Representatives, a top aide to U.S. Congressman Earl F. Hilliard (AL), and worked on special projects for U.S. Congressman John Lewis (GA) through Faith and Politics. He also served his country from 1992 to 2000 as a member of the Alabama Army National Guard.

Mahari has consistently been featured in local and national publications as a contributing writer on a wide range of topics, from politics to finance. He has been a featured motivational, business, and financial literacy speaker and seminar facilitator for many organizations across the country. He holds series 7 (Stock Broker) and 66
(Investment Advisor) security licenses and is also a licensed life and health insurance professional.

Mahari has offices in Atlanta, Georgia, and Birmingham, Alabama.

 
 

Coordinator

 
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Robin Sutliff
Case Management Specialist
800.638.5890 x 1222 Toll Free
678.335.9055 Phone
972.517.4500 Fax
rsutliff@sfainc.com

Stan L. Mead, CFP, CSSC

My business card says “Financial Planner.” But when you get right down to it, I’m much more - I’m a financial/business strategist, client relationship manager, settlement strategist, and problem solver. In fact, I was the kid who didn’t break apart my Rubik’s cube so that I could get all the colors lined up. I was the kid who solved it. And, I’ve not stopped taking on impossible, beat-your-head-against-the-wall challenges since.

Solving problems means working with people where they are, figuring out their needs, and showing up prepared to add value to their lives. It takes passion and guts to run an organization, imagination and humor to keep folks checked in, and empathy blended with candor to provide useful feedback. I employ these strengths every day in helping individuals and businesses achieve their core goals.

Specialties include: Dispute resolution, contract negotiation, settlement planning, asset management, risk assessment/mitigation, workers’ compensation/personal injury claims, special needs trusts, 501(c)(3) non-profit operations, public speaking, and corporate training. I’m also very good at jigsaw puzzles and make a mean dutch oven three-pot meal.

When I’m not working, I’m hiking mountains, helping kids with disabilities read an creating memories with my family. Print Bio

 
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Thomas Murtha

Thomas R. Murtha CLU, is a structured settlement specialist and manages Structured Financial Associates' Bridgewater, New Jersey office.

Tom's business experience covers 28 years, the first 10 of which was spent with the Equitable Life Society of the U.S. as a life and health insurance agent. Tom began his career in structured settlements in 1989 as a structured settlement specialist for CalHutt Associates and later became the Vice President and General Manager for that company. He was subsequently affiliated with Settlement Planning Associates and then with Cambridge Galaher Settlement and Insurance Services, Inc. In addition to his long-standing experience in many areas of the structured settlement business, Tom has developed expertise in the handling of medical malpractice and construction risk claims.

Tom attended St. Peter's College and later acquired his CLU designation from the American College. He is also a member of the National Structured Settlements Trade Association. Tom has three sons; Dan, Kevin, & Gabe and resides in Bridgewater, NJ. Print Bio

 

Coordinator

 
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Reese Vinch
Consultant Services Manager
800.638.5890 x 1208 Toll Free
678.335.9042 Phone
404.506.9749
rvinch@sfainc.com

 
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Mark Narby

Mark W. Narby, Esq., is a structured settlement specialist for Structured Financial Associates, Inc. and manages the company’s Buffalo, NY office.

Mark has over 10 years of experience in the financial services business, having become a NASD registered representative in 1996.  For the past 5 years Mark has been actively involved in structured settlements.  He is an active member of the Buffalo Claims Association and the National Structured Settlement Trade Association (NSSTA).

Mark received his B.A. from Fordham University in New York City in 1986.  He was a member of the hockey team for 4 years; his senior year he was the captain and he is among the top 10 career scorers in school history.  Mark received his Juris Doctorate from the State University of New York at Buffalo Law School in 1989.  He was a litigating attorney for 7 years prior to joining the financial services industry.

Mark and his wife, Lorraine, have 3 boys, all of whom are active in sports.  Mark and his family enjoy golf, hockey, and skiing. Print Bio

 
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Coordinator

Gina Gasiorowski
Case Management Specialist
800.638.5890 x 1210 Toll Free
678.335.9043 x 1210 Phone
412.246.9116 Fax
ggasiorowski@sfainc.com

 

 
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Mark Newton

A native of Athens, Georgia, Mark graduated from the University of Georgia with a major in Risk Management and Insurance.

Mark’s areas of focus include aviation disasters, terrorism, medical products cases, and other various catastrophic events.

Mark and his wife, Dawn, have two sons and two daughters. He and his family are members of The Church of the Apostles in Atlanta. Mark’s main hobby is traveling.

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Coordinator

 
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Elizabeth Bass
Case Management Specialist
800.638.5890 x 1213 Toll Free
678.287.3394 Phone
404.420.2064 Fax
ebass@sfainc.com

 
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Kathleen Oot-Quinn

Kathleen Oot-Quinn's career spans 30 years handling Workers' Compensation Claims for claimants and carriers. In addition to her Health and Life License, Ms. Oot-Quinn is licensed under the New York State Workers' Compensation Law to represent carriers and self insureds before the New York State Workers' Compensation Board. Prior to holding this license, she held a license to represent claimants and worked for Oot & Associates Law Firm as a Claimant's Representative.

In addition to Ms. Oot-Quinn's experience in workers' compensation claims/law, Ms. Oot-Quinn's experiences include handling and structuring general liability and labor law claims. As a claim representative and claim supervisor, she was responsible for preparing, reserving, investigating and settling (with structured settlements) labor law and general liability claims and suits.

Ms. Oot-Quinn's career as a structured settlement consultant concentrates in the area of Workers' Compensation structured settlements and she has experience and knowledge in the Medicare set asides process (and the use of annuities to fund the same).

A graduate of Syracuse University, Ms. Oot-Quinn was a Peer Advisor and a Physical Education Instructor for the University. She also serves her community as Director of b.i.k.e.-Syracuse, a non-profit, 501 (c) (3), dedicated to working with disadvantaged inner-city youth. In 2008, Ms. Oot-Quinn was honored with the 2008 Community Leadership Award for Physical Fitness and Sports from the President's Council on Physical Fitness and Sports. Ms. Oot-Quinn is also a semi-Professional adventure racer and her team, ranked 9th overall in Canada, qualified for the World Championship Adventure Race in Newfoundland, Canada in 2004. Ms. Oot-Quinn resides in Marcellus, New York.  Print Bio

 

Coordinator

Kailyn Winoski
Settlement Coordinator
315.472.6722 Phone
kwinoski@sfainc.com

 
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Diane Perkins

Diane draws on over 35 years of claims and structured settlement experience. Her experience and knowledge of claims issues and claim management span personal and commercial lines.

After graduating Cum Laude from Texas Tech University with a Bachelor of Science degree in Individual and Family Studies in 1981, she joined Aetna Casualty and Surety Company where she served as Claims Adjuster, Claims Manager, and Regional Recovery Center Director up until 1990.

From 1990 -1996 she served as Regional Director for Structured Benefits, Inc. followed by serving Ringler Associates as Structured Annuity Specialist from 1996-1998. From 1998-2002, Diane served as Vice President, Annuity Broker for Financial Settlement Services until joining SFA.

Diane earned her Charter Property Casualty Underwriter designation (CPCU) in 1995, Associate In Claims (AIC) in 1995 as well and her Certified Structured Settlement Consultant designation from University of Notre Dame in 2000 and is a Professional Member of NSSTA, Diane is also a professional charter member of the National Alliance of Medicare Set-Aside Professionals (NAMSAP) and serves as a CEU sponsor for the Dallas area.

Outside of business, Diane enjoys photography, gardening, and travel and is active in community outreach and church activities. Diane serves as chairman of the board for the Redeemer's Bridge Ministry, a mentoring program for at risk youth and is involved in feeding and ministering to the homeless each month in the inner city of Dallas. Print Bio

 

Coordinator

 
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Robin Sutliff
Case Management Specialist
800.638.5890 x 1222 Toll Free
678.335.9055 Phone
214.571-8128 Cell Phone
972.517.4500 Fax
rsutliff@sfainc.com

 
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Richard Regna

Rich Regna, CSSC, President, acts as a catalyst for cultivating innovation and bringing community to Structured Financial Associates. Formerly an SFA consultant with a long-standing reputation as a leader and a high-volume producer, he brings 18 years of experience in the structured settlement business to his role as leader of Structured Financial Associates.

Under Rich's direction, SFA is retained by 24 national companies as one of their primary structured settlement agencies, and SFA has grown to 65 Consultants worldwide. Rich is committed to increasing SFA's already high level of service to its clients and to ensuring that SFA Consultants are current with new technology and products that our industry and our clients' business practices demand. To this end, Rich is actively involved in the National Structured Settlement Trad Associates.

Rich, whose office is in Pittsburgh, Pennsylvania, is uniquely positioned to assist Consultants with Business development, and he is available to assist with mediations and settlement conferences and to provide training to claims teams. He also assists client leadership with internal marketing and education to raise awareness of the value of the structured settlement tool.

He focuses on helping plaintiffs design flexible, comprehensive settlement plans to establish a solid post-settlement financial foundation. He also has extensive experience helping clients protect eligibility for governmental benefits and resolving cases that involve the Medicare Secondary Payer Statute.

Rich is very active in coaching youth sports. He is married and has 3 children. Print Bio

 

Coordinator

Mary Fratangelo
Settlement Coordinator
412-650-9000 Phone
mfratangelo@sfainc.com

 
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Sharon Richmond

Sharon Richmond, CSSC, is a Structured Settlement Consultant with our Dallas, TX office.

Sharon brings 23 years of Structured Settlement experience with her and is well versed in handling medical malpractice, general liability, worker's compensation and professional liability claims.  Sharon is a proven structured settlement expert and is a valuable member of our Dallas office.

Sharon is a long time member of the National Structured Settlement Trade Association (NSSTA) who earned her Certified Structured Settlement Consultant (CSSC) designation from NSSTA in cooperation with the University of Notre Dame Executive Education Department. Print Bio

 
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Karen Roberts

Karen Roberts joins SFA after 20 years in the California Workers Compensation claims industry where she held positions as Assistant Vice President with York Risk Services Group and Excess Workers Compensation Claims Specialist with CSAC-EIA. She holds a Bachelor of Science degree from Regent University and an Associate in Risk Management designation from The Institutes. Karen and her husband Mark live in Sacramento, California, where they enjoy the outdoors - hiking, biking, and traveling. Print Bio

 
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Brad Ruch

Brad Ruch succeeded his grandfather and father into the insurance industry, having focused his business for the past nine years on high net worth wealth and estate planning. He is a benefits producer for RH Clarkson Insurance Group and is managing SFA’s Louisville, Kentucky, office. Brad was captain of the golf team from 2003-2008 at Florida State University, where he earned a Bachelor of Science. He holds life, health and property & casualty licenses in several states, and has a series 6 license. Brad is also the chairman of The Ruch Foundation which focuses on Hosparus of Louisville Nursing Scholarships. Brad and his wife Jaclyn live in Louisville, and have a newborn son. Print Bio

 
 

Coordinator

 
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Elizabeth Bass
Case Management Specialist
800.638.5890 x 1213 Toll Free
678.287.3394 Phone
404.420.2064 Fax
ebass@sfainc.com


 

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Dennis Sarni

Dennis Sarni, J.D.,  is one of the earliest members of Structured Financial Associates and has been a Director since 1990. For more than 35 years, Dennis has worked on several thousand workers compensation and personal injury cases and has assisted defendants and their insurers in quantifying economic damages and resolving their claims. He has been actively involved in this country’s most notorious litigation including food contamination, pipeline and gas explosion, and clergy abuse cases. 

After earning his B.A. in economics from Boston University, Mr. Sarni received his J.D. from Lincoln University Law School in San Francisco. In 1979, he joined Litigation Support Corporation as vice president where he provided assistance to defendants and insurers on analysis of future special damages and structured settlements. From 1986 through 1988, he was Western Regional Vice President of Merrill Lynch Settlement Services where he focused on creative uses of settlement annuities to mitigate defendant’s exposure.

Mr. Sarni has discussed structured settlements on various news programs including the CBS Morning News, CNN, and the Financial News Network. He has authored numerous articles in legal and insurance journals including The Wall Street Journal. He has spoken before the American Trial Lawyers Association, Defense Research Institute, and Risk and Insurance Management Society. He is a frequent lecturer on spinal cord injury and is a past member of the Board of Directors for the National Spinal Cord Injury Association. He is a member of the National Structured Settlement Trade Association where he presently sits on the Education Committee and was formerly the chairman. He is a certified mediator by the Straus Institute at Pepperdine Law School. Print Bio

 
 

Coordinator

 
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Amy Niestroy
800.380.2655 Toll Free
415.464.2060 Phone
415.464.2066 Fax
aniestroy@sfainc.com

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Patti Schenk

Patti assists clients in evaluating, negotiating and resolving injury case claims focusing primarily on the settlement of medical malpractice and general liability matters. She helps clients by evaluating claims and designing creative scenarios to fund short and long-term needs via tax-free settlement annuities. Patti provides expertise in the preservation of public benefits and Medicare Lien resolution. She also partners with financial planners and tax advisors to manage and safeguard settlement funds. Her clients include attorneys, insurance carriers, third-party administrators, self-insured entities and injured parties.

Patti has more than 20 years of experience managing high-exposure professional and general liability claims for self-insured health care entities and commercial insurance programs. Her experience includes case evaluations, analysis of damages, negotiations and mediations.

Patti earned an Executive MBA and a bachelor's degree from Baldwin Wallace University in Ohio. She attended the Executive Leadership Program at the University of North Carolina's Kenan-Flagler Business School and health care mediation training at San Deigo Mediation Center. She frequently serves as guest speaker on mediation topics. Print Bio

 
 

Coordinator

 
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Hollie Wright
Case Management Specialist
800.638.5830 x 1214 Toll Free
646.524.2736 Phone
404.521.4836 Fax
hwright@sfainc.com

 

 

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Rob Skelton

Rob Skelton serves as our Aviation Sector Consultant. With over 25 years of professional aviation experience, Rob spent over 20 years as an F-16 pilot in the United States Air Force and retired from active duty as a Lieutenant Colonel.

He served as the Operations Officer and flew the #7 jet for the 2007-2008 USAF Thunderbirds. Rob’s background includes numerous assignments across US locations, as well as international assignments in Europe, Asia, and the Middle East. He has certifications in numerous fighter and trainer aircraft as instructor and evaluator, as well as leadership
positions including Accident and Safety Board Investigations and Aircraft Maintenance oversight. Rob currently serves as a pilot and training department instructor for a major legacy airline.

He is a dad to 4 children spanning college to grade school. Rob brings a service and client focus to the firm diligently seeking proactive solutions for colleagues and clients.

SPECIALIZED TRAINING:

USAF Accident and Safety Investigation Board President Course, 2010
USAF Aircraft Maintenance Course for Operational Commanders, 2009
Crew Resource Management Training, USAF, 1999
F-16 Instructor Pilot Training, USAF, 2000 / T-38 Instructor Pilot Training, USAF, 2009
USAF AETC Instructor Course, USAF, 2003

Print Bio

Watch videos of Rob’s F-16 Flights

Riding with the Thunderbirds
Lt. Col. Rob Skelton- Flying Matt Rainey
Robert Skelton Thunderbird #7
Lt. Col. Rob Skelton- Flying Pontiac's Jason Line
Pontiac's Jason Line Pre-Flight Briefing USAF Thunderbirds

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Jane Speranzini

Jane M. Speranzini is an SFA consultant located in Boston, MA with 30+ years of experience in structured settlements. Jane joined SFA in 2010 from The Pension Company where she was also a consultant since 1998. Prior to joining The Pension Company, Jane was a consultant with Galaher Settlements Company. She also has over 5 years in insurance claims. 

Jane specializes in handling complex damage cases using the future structure benefits to meet lifetime needs of the plaintiffs. She has extensive experience with Special Needs Trusts and Medicare Set-Aside Trusts along with other increasingly complicated health insurance issues. Her clients are defendants, plaintiffs, insurance companies, hospitals, and self-insured corporations. Her experience includes medical malpractice, product liability, general liability, NY labor law cases, and workers’ compensation. Jane attends mediations around the country helping the parties resolve their cases before trial. Routinely, she is in the most challenging jurisdictions assisting in the settlement of high profile cases. She works with the industries’ best claim professionals, defense attorneys, plaintiff attorneys, and mediators. 

Jane is married to Henry Speranzini and they have two children – Catherine and Jack. Besides being a consultant, wife, and mother Jane is an avid cyclist, cook, and gardener. 

Jane also received her Master’s Certificate in Structured Settlement Consulting® (MSSC®). The MSSC® program provides a comprehensive understanding of structured settlements, combining academic rigor and perspective with the latest developments impacting the industry. To complete the program Jane wrote and published a research paper; Structured Settlements in the Mediation Process. Print Bio

 

Coordinator

 
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Elizabeth Bass
Case Management Specialist
800.638.5890 x 1213 Toll Free
678.287.3394 Phone
404.420.2064
ebass@sfainc.com

 
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Charles Stauber

Chuck Stauber is an SFA consultant with more than 20 years’ experience in insurance analysis and strategy to design structured settlement annuities and risk management portfolios that work.  Mr. Stauber specializes in a broad range of risk related issues, including severity claims management on specialty lines of insurance, structured settlement services, financial and operational benchmarking, corporate governance and Sarbanes-Oxley program compliance, claims management oversight (single or multiple) and associated litigation management, vendor management and improvement initiatives, and new technologies for automating management and reporting; reducing costs; and improving overall organizational performance. 

Mr. Stauber offers two decades of insurance industry leadership including positions as Executive Vice President and Chief Technical Officer of ACE USA Specialty Claims; Senior Vice President of Primary and Excess Property Casualty Claims for Investors Underwriting Managers, Inc.; Senior Vice President of Excess Specialty Claims for AIG Technical Services, Inc.; and Regional Director of Home Office Strategic Claims for Travelers Property Casualty Company.

Mr. Stauber currently serves as a member of CaseKnowledge Inc.’s elite advisory group, offering the litigation management software company his expertise as it designs new technologies to reduce litigation costs and improve outcomes. He also acts as an expert witness on cases involving claims handling process and procedures. Print Bio

 

Coordinator

 
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Elizabeth Bass
Case Management Specialist
800.638.5890 x 1213 Toll Free
678.287.3394 Phone
404.420.2064 Fax
ebass@sfainc.com

 
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Michael Stovik

Structured Settlement/P&C Expertise:

  • 29 years structured settlement experience as a broker

  • Extensive experience in medical malpractice, trucking and general liability

  • Expertise in Medicare Set Aside and Special Needs Trust

  • Involved with education and claims training with numerous clients

  • Expertise in professional liability, product liability, auto and workers comp

  • Experience in Medicare/Medicaid reimbursement claims and government benefit preservation strategies for individual plaintiffs

  • Expertise in valuation of economic damages (future medical and wage loss) for settlement purposes

  • Expertise in life care plan analysis and annuity pricing

  • Effective resource in file reviews, settlement evaluation and negotiations

Professional Experience:

  • SFA, Florence, KY 2017- Present

  • Galaher Settlements, Florence/Erlanger, KY Structured Settlement Producer, 2009-2016

  • The settlement Services Group, Cincinnati OH Broker, 2005-2009

  • Little, Meyers and Garretson, Denver, CO and Cincinnati, OH Broker, 2000-2005

  • Cambridge Galaher, Littleton, CO 1999-2000

  • Benefit Designs, Orlando, FL, Cincinnati, OH and Dever, CO 1988-1999

Professional Licenses & Designations:

  • Certified Structured Settlement Consultant (CSSC), Notre Dame, 1995

  • Multiple life agent

Memberships:

  • National Structured Settlement Trade Association (NSSTA)

Print Bio

 
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Pam Stovik

Pam Stovik has over 13 years experience in the Structured Settlement Industry and currently resides in Northern Kentucky/Cincinnati area.

Pam began her structured settlement career in 2005 with The Settlement Services Group in Cincinnati and with Galaher Settlements and Insurance Services, Inc. in 2010 before coming to Structured Financial Associates in 2015.

Pam has extensive experience in liability and worker's compensation claims. She's adept in assisting claims professionals, attorneys, self-insured entities in utilizing structured settlements to enhance negotiations and bring cases to successful resolution. Additionally, she has worked directly with injured parties to help them understand the value of structured settlements.

Pam earned her Bachelor's degree in Business and French from the University of Colorado, Boulder. She is married to fellow consultant, Mik Stovik, and they have 3 children. Print Bio

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Donald Suss

Donald B. Suss, J.D., is a structured settlement consultant for Structured Financial Associates, Inc. (SFA) and manager of the company’s Exton, PA office. Don is a founding member of SFA.

Don has practiced as a litigation attorney since 1977 and has been a structured settlement consultant since 1983. He is a member of National Structured Settlement Trade Association (NSSTA) and chairman of the NSSTA PAC Board of Directors (2011-2012). He has been a faculty member for the Pennsylvania Bar Institute (PBI), the Chester County Bar Association and the Pennsylvania Worker’s Compensation Bench. Don is co-author of the PBI manual section entitled, “Guardianships, Trusts, Structured Settlements and Taxes–Settling the Substandard Personal Injury Case.”

Don specializes in the resolution of complex workers’ compensation claims, both at the primary and excess layers. He participates directly in the negotiation and mediation of claims, including the funding of the Medicare Set-Aside allocation.

Don earned his B.A. degree from Lehigh University and subsequently received his J.D. from Villanova University School of Law.

Don and his wife, Anne, celebrated their thirty fifth wedding anniversary in 2009. They have two children. Jack is a 2012 PhD from Drexel University in Ecology. Melinda is a 2005 graduate of Wagner College with a degree in business where she also played on the soccer team. She is currently a structured settlement consultant assistant with Don in the Exton, PA office. In his spare time Don loves to attend sporting events, travel the world and visit wineries. Print Bio

 

Coordinator

Mary Ann Hlava
Settlement Coordinator
484.318.7331 Phone
mhlava@sfainc.com

 
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Jeffrey Swigart

Jeffrey F. Swigart, J.D., is a vice president and structured settlement specialist for Structured Financial Associates, Inc. (SFA).  He is a founding member of SFA and serves as a Director of SFA.

Jeff provides expertise in all types of liability cases including claims arising from losses in personal and commercial lines, in uninsured and underinsured motor vehicle matters, and in products and malpractice litigation.  He also specializes in the resolution of complex workers' compensation cases, at both the primary and excess layers in more than 30 states.  He participates in the negotiation and mediation of all types of claims.  He assists in the resolution of issues involving Medicare, including funding of Medicare Set-Aside allocations.  He is a member of the National Structured Settlement Trade Association and serves as a panelist in structured settlement training programs for both liability and workers' compensation cases.

Jeff graduated with honors from Swarthmore College where he received his B.A. He earned a J.D. from Villanova University School of Law.  Jeff is a licensed attorney and a member of the Pennsylvania Bar.  He served as a director of an insurance holding company and two mutual insurance companies for 21 years.

A sports enthusiast, Jeff enjoys attending sporting events with his wife, Trish, and participating in numerous outdoor activities, paticularly skiing with his two daughters, Alison and Kelly. Alison, a graduate of Williams College and the University of Rochester Medical School, is completing her residency in psychiatry at Brown University. Kelly graduated from Indiana University of Pennsylvania and is currently working on her doctorate in Clinical Psychology and Neuropsychology at Widener University. Print Bio

 

Coordinators

Mary Ann Hlava
Settlement Coordinator
484.318.7331 Phone
mhlava@sfainc.com

 
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Laura Syfers Haupt

Laura Syfers Haupt is a Structured Settlement Consultant in SFA’s Orange County, California, office. She has over twenty five years of experience in the Structured Settlement industry. Laura has a strong background working with claims in personal injury, commercial liability,medical malpractice, negligence, and Workers’ Compensation claims.

Laura has attend thousands of mediations across the country to meet with all parties to guide them through the structured settlement process. She meets with insurance carriers and attorneys to illustrate how structured settlements can help to resolve their claims. She will work extensively with the injured party to help tailor the guaranteed payments for their future. There is never a charge for her services.

Laura is an active member of the National Structured Settlement Trade Association (NSSTA) and a member of SFA’s USLAW committee. Laura received her Certified Structured Settlement Consultant (CSSC) designation from NSSTA in cooperation with the University of Notre Dame Executive Education Department.

Laura is married with two children and two perfect grandchildren. She is active with the Lewy Body Dementia Association which provides care and support for families with this devastating disease. Print Bio

949.716.8500 Phone
949.735-2043 Cell Phone
866.678.9499 Fax
lhaupt@sfainc.com

 

Coordinator

Steve Syfers
Settlement Coordinator
949.716.8500 Phone
ssyfers@sfainc.com

 
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Anton Tewes

Anton Tewes (Tony), CLU, ChFC, LIC, is on Structured Financial Associates' Board of Directors and manages the Company's Michigan and Ohio offices.

A graduate of Cornell University, Tony has 35 years experience in life underwriting and financial planning as well as 30 years in the Structured Settlement industry.

In 1970, Tony founded Edgemont Securities, an NASD Broker/Dealer, which specialized in underwriting tax favored investments, serving as its CEO and President. Following the sale of Edgemont Securities, Tony formed Tewes Financial Services, a firm that served small and medium sized business entities regarding their fringe benefits and retirement planning.  In 1985, Tony joined up with the other founding members to launch Structured Financial Associates, Inc. and ultimately served as its CEO and Chairman from 2000 to 2005.

An avid outdoorsman, Tony is also active in community and church affairs and has served on many of their respective Boards. Tony resides in Grosse Pointe Park, Michigan with his wife, Nancy.  They have four children of which two (Jennifer Blanzy and Cynthia Tewes) are partners with him in the Structured Settlement business. Print Bio

 
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Cynthia Tewes

Cynthia K. Tewes, MBA, CSSC, CMSP is a structured settlement consultant for Structured Financial Associates, Inc, with the company’s Metro-Detroit office.  She is an owner of this office.

Cynthia has over 20 years experience in life and health insurance and structured settlements, specializing in Worker’s Compensation claims and Medicare Set Aside Trusts.  In addition to being a long-standing member of the National Structured Settlement Trade Association, Cynthia served on their Board of Directors for 3 years.  She is also a member of the Michigan Self-Insurers Association and the National Alliance for Medicare Set-Aside Professionals.

Cynthia holds a BFA degree in advertising/marketing from the Center for Creative Studies (1991) and an M.B.A. in international finance from Lawrence University (1997).  She also earned her Certified Structured Settlement Consultant (CSSC) designation from the National Structured Settlement Trade Association in cooperation with the University of Notre Dame Executive Education Department (1998) and she obtained her CMSP certification in 2012. Print Bio

 
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Karl Tewes

Karl Tewes is a Structured Settlement Consultant for Structured Financial Associates, Inc. with the Metro-Detroit office.

Karl has been in the Financial Planning and Insurance industry for over 25 years.

Karl has earned his Chartered Mutual Fund Counselor and Accredited Asset Management Specialist designations. He received his Bachelors of Business Administration from Northwood University in 1987. Print Bio

 
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Iliana Valtchanova

Iliana Valtchanova is a Structured Settlement Consultant with fifteen years of excellent experience specializing in general liability, medical malpractice, commercial liability and workers' compensation claims, as well as employment cases involving wrongful termination and discrimination.

Iliana's responsibilities include attending settlement conferences and mediations designed to resolve claims. She regulary meets with clients, attorneys and injured parties to review information and produce structured settlement plans that are meaningful to the settlement negotiations. In addition, she provides structured settlement trainings, performs file reviews and participates in seminars regarding the use and befits of structured settlements. As part of this process, Iliana analyzes life care plans, projects future loss of earnings, assists attorneys with Internal Revenue Code guidelines and life insurance ratings. Iliana also oversees all structured settlement procedures including the review of settlement documents, as well as all functions necessary to conclude settlements. Iliana is dedicated to providing individuals and families with the professional attention necessary to help them achieve comprehensive settlement plans to establish a solid post-settlement financial foundation. Iliana also has experience helping clients protect eligibility for governmental benefits and resolving cases that involve the Medicare Sencondary Payer statue.

Iliana holds life, health and disability licenses in multiple states.

Iliana is a member of the National Structured Settlement Trade Association and holds a Bachelor's degree from Saint Peter's University. She is married and has a son and a daughter. Print Bio

 
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Marianne Vivona

Marianne Vivona, is a Structured Settlement Consultant in our Seattle office. She has over 30 years of experience as a structured settlement broker assisting clients and injury victims in the Pacific Northwest, Alaska, and the UK. Aside from general liability claims, her specialties are in the fields of Medical Malpractice, Aviation, and Maritime claims. 

Marianne began her career in liability and healthcare claims. She has participated in over 1000 mediations across the country, conducted training seminars, and served as an expert witness in a variety of cases. Marianne has served on the boards of NSSTA PAC, the Washington HealthCare Risk Management Society and The Northwest Aviation Insurance Association. 

Marianne holds a Bachelor of Arts degree from the University of San Diego (1978) and earned the designation of Certified Structured Settlement Consultant from the National Structured Settlement Trade Association in cooperation with Notre Dame University’s Executive Education Department in 1995. Print Bio

 

 

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Melinda Vogel

Contact Information:

Melinda Vogel
P.O. Box 1294
Exton, PA 19341

mvogel@sfainc.com

888.688.5447 (phone)
888.688.5448 (fax)

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Cyril White

Cyril S. White, MBA, CFP, CDFA, CSSC, has over 15 years of experience helping clients achieve financial goals and has focused on using structured settlements to help resolve injury claims for over six years.

Prior to founding his own firm White House Financial & Settlement Consulting, LLC in 2001, Cyril served as a Financial Advisor with Merrill Lynch & Co. and an Investment Banking Associate with River Capital Markets, LLC.

He received a Bachelors of Science degree in Engineering Physics (BSE) from the University of Michigan (Ann Arbor) and a Masters degree in Business Administration (MBA) and Finance from the University of Chicago.

He is a Certified Financial Planner™ and received his designation as a Certified Structured Settlement Consultant (CSSC) from the National Structured Settlement Association (NSSTA) in cooperation with the University of Notre Dame Executive Education Department. Cyril also holds Series 7, 63 and 66 securities licenses as well as Life, Health and Variable Annuity insurance licenses. Print Bio

 
 
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Terry Wilkes

Terry Wilkes was the first female associate of SFA and specializes in workers compensation claims. Since 1985, Ms. Wilkes has assisted clients in quantifying economic loss and resolving claims with structured settlements.  

Before joining SFA, Ms. Wilkes was formerly an Assistant Vice President with Merrill Lynch Settlement Services. She was instrumental in assisting Fireman's Fund Insurance Company in implementing a revolutionary program of in-house structured settlements in conjunction with using a select few independent structured settlement providers. She assisted in training senior Fireman's Fund adjusters throughout the country in the use and negotiation of structured settlements. She is the sole provider of structured settlement services for the workers compensation division of AmTrust in California and routinely provides training to their adjusters.

Ms. Wilkes was formerly with the law firm of McCutchen, Doyle, Brown, & Enerson in San Francisco as a Senior Paralegal for 8 years in the products liability and maritime sections. At McCutchen, Ms. Wilkes assisted in coordinating the Western Regional Brake Cases for an automobile manufacturer.  

She is a member of the National Structured Settlement Trade Association, a former president of the San Francisco Marine Claims Association, and is a member of the San Francisco Casualty Claims Association. Print Bio

 
 

Coordinator

 
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Amy Niestroy
800.380.2655 Toll Free
415.464.2060 Phone
415.464.2066 Fax
aniestroy@sfainc.com

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Jennifer Zaikowski

Jennifer Stewart-Zaikowski, CSSC, is a Structured Settlement Consultant who manages the New York City office of Structured Financial Associates, Inc.  Jennifer specializes in medical malpractice and general liability claims.

Jennifer assists parties at settlement conferences, mediations and negotiations by preparing settlement annuity plans that are specifically designed to help resolve the case.  Jennifer also provides pre-conference services including quoting, life care plan analysis, etc.

Jennifer’s experience coupled with an in-depth knowledge of the various issues faced by the parties in establishing structured settlements, is a valuable asset to her clients and attorneys in resolving cases that vary from traditional structured settlements to non-qualified structured settlements.

Prior to joining the Structured Settlement industry in 2002, Jennifer was a Registered Nurse.  Building upon her medical background, Jennifer then went on to be a Vice President of Sales and Marketing for a Fortune 500 medical corporation.

Jennifer is a member of the National Structured Settlement Trade Association (NSSTA), and received the designation of Certified Structured Settlement Consultant (CSSC) from NSSTA in cooperation with the University of Notre Dame Executive Education Department in November 2004. Print Bio

 
 

Coordinator

 

Maegen Carter
Settlement Coordinator
770.883-6186 Phone
Mcarter@sfainc.com

 
 
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Bill Zaikowski

Bill Zaikowski is a Settlement Annuity Specialist, specializing in construction defect and general liability claims in the Structured Settlements industry.

He assists parties directly at settlement conferences, mediations and negotiations by preparing settlement annuity plans that are specifically designed to help resolve the case. 

His experience as well as an in depth knowledge of the various issues faced by the parties in establishing structured settlements, is an invaluable asset to clients and attorneys in resolving cases that vary from traditional structured settlements to include non-qualified structured settlements.

Bill is a graduate of St. Peter's College with a major in Science and Pre-med. He was a science teacher and coach for five years. He then went on to own his own construction company which makes his expertise in the construction defect area invaluable to the industry. Print Bio

 

Coordinator

 

Maegen Carter
Settlement Coordinator
770.883-6186 Phone
Mcarter@sfainc.com

 
 
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Paul Zeman

Paul Zeman is a consultant with offices in Denver, CO, and New York, NY. Paul has more than 15 years of experience in finance and settlement planning.

He attends settlement conferences, mediations, arbitrations and trials to assist in the resolution process. Paul shapes annuity payment schedules to suit the individual needs of each annuitant. He submits and reviews medical information to life insurance companies for substandard age ratings, and assists his clients with Internal Revenue Code guidelines and life insurance ratings.

Throughout his structured settlement career, Paul has worked a multitude of high-profile personal injury cases, including cases involving the 9-11 Victims’ Compensation Fund, the Staten Island Ferry crash and the Metrolink crash in Los Angeles. He actively promotes the structured settlement concept throughout the legal community.

Before entering the structured settlement industry, Paul was with Prudential Financial in New York, where he developed investment strategies within the Private Wealth Management Unit. Other experience includes working as assistant vice president at Morgan Stanley in New York. Print Bio

 

Coordinator

 
 

Maegen Carter
Settlement Coordinator
770.883.6186 Phone
Mcarter@sfainc.com